M-Commerce

Realizing the Full Potential of planetary Commerce Orchestrating Mobile Payments and Money Transfers inclined(p) in Cooperation with: Edgar, Dunn & Company Confidential MARCH 2009 REALIZING THE FULL POTENTIAL OF busy COMMERCE CONTENTS partitioning 1 BACKGROUND AND PURPOSE ............................................... 3 instalment 2 THE MOBILE COMMERCE OPPORTUNITY ............................. 4 2.1 2.2 Mobile Banking.............................................................................4 Mobile Payments And Money Transfers ....................................5 SECTION 3 A FRAGMENTED landscape ................................................ 8 SECTION 4 ORCHESTRATING MOBILE MONEY TRANSFERS ............... 11 SECTION 5 IN CONCLUSION ...................................................................... 16 SECTION 6 ABOUT EDGAR, DUNN & COMPANY..................................... 17 Confidential For Authorized Use Only present 2009 2 REALIZING THE FULL POTENTIAL OF MOBILE COMMERCE 1 Background and Purpose Payments train been evolving for hundreds of years. From the age-old bartering system, to cash, to check to electronic forms of payments, people have prove innovative and more efficient ways to make a payment.

This evolution has resulted in a significant shift in the current mix of consumer payments: from primarily paper-based (cash or check) to increasingly electronic (e.g. credit, debit and pre-paid) payment methods. The rate of change and the movement to electronic payments has been accelerated by the explosive growth of payments being make in non face-toface transactions. A key development in the pains was the emergence of the Internet as a channel for commerce. Consumers who previously used the Internet as a novelty and a means for information gathering have gradually pick out this channel for their purchase decisions and transactions. United States online retail reached $175 one thousand thousand in 2007 and will grow to $335 billion by... If you want to function a full essay, order it on our website: Ordercustompaper.com

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